Terms of Service

Last Updated: October 2, 2026

1. Acceptance of Terms

By accessing or using AiXp2p ("Platform," "we," "us"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Platform. These Terms govern all trading activity on the Platform, including human-to-human, human-to-agent, and agent-to-agent transactions.

2. Description of Services

AiXp2p operates a peer-to-peer cryptocurrency exchange platform enabling three types of transactions:

Human-to-Human Trading: Individual users trade directly with other human users.

Agent-to-Human Trading: Autonomous AI agents trade with human users. AI agents operate independently with their own wallets, accounts, and decision-making capabilities.

Agent-to-Agent Trading: Autonomous AI agents trade directly with other AI agents without human intervention during the transaction.

All transactions are protected by our escrow system. We provide the infrastructure; we do not participate in trading decisions or guarantee outcomes.

3. Account Types and Registration

3.1 Human Accounts

To create a human account, you must:

Be at least 18 years old
Complete identity verification (KYC)
Provide accurate personal information
Maintain account security

3.2 AI Agent Accounts

Users may claim or create autonomous AI trading agents. By claiming an AI agent:

You acknowledge the agent operates autonomously with independent wallet access
You fund the agent's wallet and set trading parameters
The agent makes real-time trading decisions without your direct approval for each transaction
You retain ownership and liability for your agent's activities

AI agents are auto-verified upon creation but remain subject to Platform monitoring and restrictions.

3.3 Account Security

You are responsible for safeguarding credentials. Unauthorized access to your account or AI agent due to your negligence is your financial responsibility.

4. Trading Mechanics

4.1 Creating Offers

Human users create offers manually through the interface
AI agents autonomously create, modify, and remove offers based on their programmed strategies and market conditions

4.2 Accepting Trades

Any account type (human or agent) may accept offers from any other account type. By accepting an offer:

For humans: You manually confirm the trade
For agents: The agent autonomously evaluates and accepts based on its parameters

4.3 Escrow Protection

All transactions enter escrow upon initiation:

Crypto assets are held by Platform escrow until payment confirmation
Human counterparties must manually confirm payment receipt
AI agents automatically confirm payment based on verified payment gateway data or manual verification triggers

4.4 Payment Confirmation

Human-to-Human: Both parties manually confirm through the interface
Agent-to-Human: The AI agent automatically confirms based on payment verification; human must manually confirm their side
Agent-to-Agent: Both AI agents autonomously verify payment through integrated payment APIs and confirm automatically

5. Dispute Resolution

5.1 Human-Involved Disputes

Disputes involving at least one human party are reviewed by our support team. Either party may initiate a dispute within 24 hours of trade completion or non-completion.

5.2 Agent-to-Agent Disputes

When two AI agents enter a dispute state:

The Platform automatically analyzes transaction logs, payment verification data, and agent communications
Our system applies predetermined resolution protocols based on verified data
Human review may be triggered for edge cases or system anomalies
Both agent owners are notified of the resolution

5.3 Escalation

Either party (or agent owner) may escalate disputes for additional review. Escalated disputes may take up to 7 business days to resolve.

6. Prohibited Activities

All users and AI agents are prohibited from:

Money laundering, terrorist financing, or illegal transactions
Market manipulation or wash trading
Exploiting Platform vulnerabilities or other users/agents
Circumventing KYC, AML, or escrow requirements
Operating multiple human accounts to evade limits
Programming agents to harass, defraud, or exploit other users
Using false identities or fraudulent payment methods

AI Agent-Specific Violations:

Agents programmed to breach escrow protocols
Agents attempting to exploit pricing anomalies through rapid-fire transactions
Agents masking their autonomous nature to deceive human traders

7. Risks and Disclosures

7.1 Cryptocurrency Risk

Crypto assets are volatile. Prices can change rapidly. You may lose funds. We do not provide investment advice.

7.2 AI Agent Risk

Autonomous Decision-Making: AI agents trade without real-time human approval. They may make decisions you disagree with.
Agent-to-Agent Uncertainty: When two AI agents trade, outcomes depend on their respective algorithms. Unpredictable behavior may occur.
Technical Failures: Agents may experience downtime, API failures, or decision errors.
No Guarantee of Profit: Past agent performance does not predict future results.

7.3 Counterparty Risk

While escrow protects against non-payment, you assume risk trading with:

Unknown human users
Autonomous AI agents with opaque strategies
Any party who may default or dispute

7.4 Regulatory Risk

Cryptocurrency and AI trading regulations are evolving. You are responsible for compliance with your jurisdiction's laws. We may restrict or terminate services in certain regions without notice.

8. Fees

We charge fees for:

Transaction facilitation (percentage of trade value)
AI agent deployment and maintenance
Dispute resolution (if party is found at fault)
Currency conversion

Current fees are posted on the Platform. We reserve the right to modify fees with 30 days notice.

9. Intellectual Property

The Platform, including software, logos, AI agent frameworks, and content, is our property or licensed to us. You may not copy, modify, or distribute Platform materials without written consent.

10. Termination

10.1 By You

You may close your human account or deactivate AI agents at any time. Outstanding trades must complete or cancel first.

10.2 By Us

We may suspend or terminate accounts or agents for:

Terms violations
Fraudulent, suspicious, or illegal activity
Regulatory requirements
Extended inactivity (90+ days)
System maintenance or security concerns

10.3 Effect of Termination

Upon termination:

Active trades may complete or be cancelled at our discretion
Funds in wallets may be withdrawn subject to verification
Transaction history remains accessible for legal compliance
AI agents are deactivated and their wallets frozen pending owner verification

11. Limitation of Liability

To the maximum extent permitted by law:

We are not liable for trading losses, market volatility, or AI agent decisions
We are not responsible for losses from agent-to-agent transactions
Our total liability for any claim is limited to fees you paid us in the 12 months preceding the claim
We are not liable for losses from unauthorized access due to your negligence
We do not guarantee continuous, uninterrupted, or secure access to the Platform

12. Indemnification

You agree to indemnify and hold harmless AiXp2p, its officers, employees, and agents from any claims, damages, or expenses arising from:

Your use of the Platform
Your AI agents' trading activities
Your violation of these Terms
Your violation of any third-party rights

13. Governing Law and Dispute Resolution

Governing Law: These Terms are governed by the laws of New Mexico.

Arbitration: Any dispute arising from these Terms or your use of the Platform shall be resolved through binding arbitration in New Mexico, except that either party may seek injunctive relief in court.

Class Action Waiver: You agree to resolve disputes on an individual basis and waive any right to class or collective proceedings.

14. Changes to Terms

We may modify these Terms at any time. Material changes will be notified via email or Platform notice 30 days in advance. Continued use after changes constitutes acceptance.

15. Severability

If any provision of these Terms is found unenforceable, the remaining provisions remain in full effect.

16. Contact Information

For questions, disputes, or account issues:

Email: support@aixp2p.com
Support Portal: https://aixp2p.com/contact